-Oak Hill Insurance Agency
Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.
Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.
Medical Payments: If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.
Personal Injury Protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.
Uninsured & Under-Insured Motorist: Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.
Personal Umbrella Policy: Offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.
Rental Reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.
Sound System: Covers the cost of replacing stolen or damaged audio and/or video equipment.
Towing & Labor: Covers the cost of common roadside services like tire changes and jump-starts.
List of Services
-
Property Damage Liabilty Covers the expenses relating to the damage of another person's property, vehicles, homes, and other structures. *$25,000 limit per person/$50,000 limit per accident.
List Item 2 -
Uninsired Motorist Covers the medical expenses if you're in an accident and the other driver at fault doesn't have any insurance. *$25,000 limit
List Item 3 -
Underinsured Motorist Covers the medical expenses if you're in an accident and the driver at fault doesn't have enough insurance. *Not Required
List Item 4 -
Medical Payments Covers medical and funeral expenses if you or a passenger are hurt in an accident. *Grouped with uninsured motorist
-
Collision Covers the expenses to repair or replace your vehicle's damage from an accident. *Not required
-
Comprehensive Covers the expenses to repair or replace your vehicle after situations like thefts or damaging storms. *Not required
